Compare
Why Canadian advisors
keep choosing
Continuum
over
Copilot
Built in Toronto. By Canadians. For Canadian Advisors.
| Feature | Copilot | |
|---|---|---|
| Origin | ||
| Built for | Canadian advisors | Microsoft 365 users |
| Head office | Toronto, ON | Redmond, WA |
| Meeting capture | ||
| Captures Microsoft Teams | Yes | Yes |
| Captures Zoom | Yes | Teams-only |
| Captures Google Meet | Yes | Teams-only |
| Conference into phone calls | Yes | Teams Phone only |
| VoIP softphonesZoom Phone, RingCentral, Telus, Rogers, Dialpad | Yes, natively | No |
| In-person mobile app | Yes | No |
| Activation | Per-user, no admin gating | Requires M365 + Copilot license |
| Integrations | ||
| Wealth CRMsWealthbox, Salesforce FSC, Maximizer, HubSpot | Native API | None |
| Conquest Planning | Native API | None |
| Push-to-CRM | One click | Manual copy-paste |
| Workflow | ||
| Smart client profiles | Yes | No |
| Pre-meeting emails | Yes | Generic Outlook drafting |
| Post-meeting follow-ups | Yes | Generic recap only |
| Advisor-tuned templatesPortfolio review, KYC, Life Design | Yes | Generic only |
| Canadian financial vocabularyTFSA, RRSP, FHSA, RRIF, LIRA | Tuned | Generic US English |
| Pages | ||
| Interactive client deliverables | Yes | No |
| Branded to your firm | Yes | No |
| Engagement analyticsopens, time, AI chat | Yes | No |
| Auto-attached disclosures + audit trail | Yes | No |
| Client-side AI chat | Yes | No |
| Coaching | ||
| Performance coaching | Open-ended, adaptive, self-learning | None |
| Pricing | ||
| Per seat / month | CA$79 annual / CA$89 monthly | US$30 Copilot license + M365 base |
| Total advisor software | One tool, one price | M365 + Copilot + CRM + transcription |
| Compliance | ||
| Standards | PIPEDA, OPC-aligned, CIRO-compliant | Generic enterprise compliance |
| Built for fiduciary work | Yes — designed for it | Built for general productivity |
| Consent tracking | Audit logged | Recording disclosure only |
| SOC 2 Type II | Yes | Yes |
| Canadian data residency | Yes | M365 multi-geo (manual setup) |
Continuum vs Microsoft Copilot: AI Built for Advisors
Microsoft Copilot is a general productivity assistant for Microsoft 365 users. Continuum is purpose-built for Canadian financial advisors. Copilot captures Teams meetings only; Continuum captures Teams, Zoom, Google Meet, phone calls, VoIP softphones and in-person meetings through the mobile app, per user, with no Microsoft 365 or Copilot licence required. Continuum integrates through native APIs and MCP only, including wealth CRMs and Conquest Planning, and pushes summaries and tasks with one click; Copilot has no wealth CRM integrations. Continuum adds advisor-tuned templates, Canadian financial vocabulary, smart client profiles and branded interactive client Pages. Both are SOC 2 Type II certified. Continuum is PIPEDA, OPC-aligned and CIRO-compliant with audit-logged consent and Canadian data residency by default; Copilot offers generic enterprise compliance and multi-geo residency that must be configured manually. Continuum starts at CA$79 per seat per month on an annual plan; Copilot is a US$30 licence on top of Microsoft 365.
FAQ
Your questions answered
Do I need Microsoft 365 to use Continuum?
Why isn't Copilot built for fiduciary work?
Can Continuum work with my existing CRM?
